Immediate Payment Service (IMPS)
Don't wait for banking hours. Transfer funds instantly to any bank account across India, anytime, anywhere.
Real-Time Electronic Transfers
IMPS offers an instant, 24x7 interbank electronic fund transfer service through mobile phones and internet banking. It's the fastest way to move your money securely.
- Instant credit to beneficiary's account
- Available 24x7x365, including holidays
- Securely authenticated via Mobile App & OTP
- Instant SMS confirmation for debits and credits
IMPS Transaction Charges
As per Bank Policy (w.e.f. 01.07.2025)
Up to Rs. 1.00 Lakh
Rs. 5 + GST
Rs. 1.00 Lakh to Rs. 5.00 Lakhs
Rs. 25 + GST
Above Rs. 5.00 Lakhs
Rs. 50 + GST
Common IMPS Questions
Is IMPS available on holidays?
Yes, IMPS is available 24 hours a day, 7 days a week, 365 days a year, including all bank and public holidays.
What details are required to send money via IMPS?
You will need the beneficiary’s Bank Account Number and their branch IFSC code.
How quickly does the beneficiary receive the funds?
IMPS transfers are instantaneous. The beneficiary account is credited almost immediately once the transaction is successful.
Ready to go digital?
Download the official DHUSBN application from the Google Play Store. It's safe, secure, and only 4.8 MB in size.
Get it on Google PlayLost your phone?
If your registered mobile phone is lost, please contact us immediately to deregister your device and secure your account.
08192 - 272261
Toll-Free Number