CTS Cheque Clearing
Faster, safer, and highly efficient cheque processing. We utilize RBI's advanced Cheque Truncation System to process your instruments.
Next-Generation Cheque Processing
By transmitting highly secure digital images of cheques instead of moving physical paper, CTS ensures that your funds are credited faster, with significantly reduced risks of loss or tampering in transit.
- Rapid T+1 clearing cycle for local cheques
- Eliminates the risk of physical cheque loss in transit
- Advanced image-based security and fraud prevention
- Nationwide grid clearing system compatibility
Cheque Processing & Return Charges
As per Bank Policy (w.e.f. 01.07.2025)
Return on Cheques sent for Local Collection
Min Rs. 25 / Max Rs. 50 + GST
Return on Cheques received from Clearing
Rs. 300 + GST
Outstation Cheque Collection Charges
Up to Rs. 10,000
Rs. 50 per Inst.
Above 10k Up to Rs. 1 Lakh
Rs. 100 per Inst.
Above Rs. 1 Lakh
Rs. 150 per Inst.
*Outstation charges include postage/courier. Other bank collection charges & GST extra.
Common CTS Questions
What is CTS?
Cheque Truncation System (CTS) is the process of stopping the physical movement of a cheque and replacing it with an electronic image for faster and safer clearing.
How long does a CTS cheque take to clear?
Under the CTS system, local cheques are generally cleared on a T+1 (Transaction Day + 1 working day) basis.
What should I do to ensure my cheque clears without issues?
Always use a CTS-2010 standard cheque leaf. Ensure there are no overwritings or alterations on the cheque, and the signature perfectly matches bank records.
Ready to go digital?
Download the official DHUSBN application from the Google Play Store. It's safe, secure, and only 4.8 MB in size.
Get it on Google PlayLost your phone?
If your registered mobile phone is lost, please contact us immediately to deregister your device and secure your account.
08192 - 272261
Toll-Free Number