Loans & Advances
Mortgage Loan
Leverage the value of your residential or commercial property to meet your big financial goals. Fast processing with transparent valuation.
Property-Backed Financing
- ✓High Loan-to-Value (LTV)Get maximum funding based on the current market value of your property.
- ✓Multi-Purpose FundsUse the funds for business expansion, higher education, marriage, or medical emergencies.
Valuation & Legal Fees (w.e.f 01.07.2025)
Up to Rs. 25 Lakhs: Legal: ₹2,500 | Val: ₹2,000
Rs. 25 L to Rs. 1 Crore: Legal: ₹3,500 | Val: ₹3,500
Above Rs. 1 Crore: Legal: ₹4,000 | Val: ₹4,000
*Loan Processing Fee: Rs. 2 per 1000 + GST
Required Documents
Please keep the following KYC documents ready for a smooth account opening process.
Applicant KYC & Income
- Aadhaar & PAN Card
- Last 3 years IT Returns
- Last 6 months Bank Statement
- Business Proof (for self-employed)
Property Documents
- Original Sale Deed / Title Deed
- Latest EC (Encumbrance Certificate)
- Up-to-date Tax Paid Receipt
- Approved Building Plan / Khata
Note: Property must be situated within the operational jurisdiction of the bank. Final loan approval is subject to legal scrutiny and technical valuation.
Ready to apply for your Mortgage Loan?
Visit your nearest DHUSBN branch today with the required documents for fast processing and quick disbursal.