Trade Finance
Goods Loan
Don't let capital hold back your sales. Leverage your existing inventory and raw materials to secure fast, reliable funding for your trade.
Turn Inventory into Liquidity
- ✓Hypothecation of StockRetain possession of your goods for normal trading operations while enjoying the credit limit against them.
- ✓Ideal for Seasonal DemandStock up on raw materials before peak season without worrying about immediate cash outflows.
Processing Details
General Loan App Fee: Rs. 250 + GST
Loan Handling Fee: 0.10% to 0.25% yearly
Insurance: Mandatory on declared stock value
Required Documents
Please keep the following KYC documents ready for a smooth account opening process.
Business Identity
- PAN Card & Proprietor KYC
- GST Registration / Trade License
- Bank Statement of last 6 months
- IT Returns for last 2 years
Inventory & Stock Documents
- Latest Stock Statement
- Book Debts Statement
- Comprehensive Insurance Policy of Goods (Bank clause endorsed)
- Godown/Warehouse Lease Agreement
Note: Monthly stock statements must be submitted regularly before the 10th of every month to ensure seamless continuation of the limit.
Ready to apply for your Goods Loan?
Visit your nearest DHUSBN branch today with the required documents for fast processing and quick disbursal.